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Chief Credit Officer at Antal International Tanzania
Salary: Competitive Salary + Other Benefits
Location: Tanzania
Industry: Banking & Financial Services
Purpose(s) of the Job:
Create high quality credit risk assets of the bank, minimize the incidence of non-performing loans of the bank and increase the financial performance of the bank by creating profitable credit risk assets.
Responsibilities:
Recommend for approval facilities, risk mitigating factors, structures, terms and conditions of bank credits after proper analysis.
Evaluate third party credit risk analysis and make appropriate recommendations.
Oversee the post-approval evaluation of appropriate credit facilities and initiate follow-up actions
Ensure that all credit applications comply with the bank’s credit policy and procedure
Ensure that the relevant credit approval procedure and process are adhered to at all times
Effectively coordinate the activities of department members to ensure that performance objectives are met
Train credit analysts to improve their skills and knowledge of officer/manager relations by participating in personal training and development
Review memos and product programs and offer appropriate advice based on detailed analysis
Develop and improve the quality of presentation / submission of credit to the bank
Accurate daily, weekly and monthly reporting of department performance returns to Executive Management
Perform other duties assigned by the leader of the country
Key Performance Indicators (KPIs)
Number of provisions for bad debts made before
Compliance with internal and external policies and regulations
Quality of the asset portfolio
Customer Satisfaction Index
Good external credit rating
Added value to credit requests
Effective control/management of all subordinates to achieve team goals
Educational Qualifications:
University Degree in any Discipline
Previous work experience requirements:
Minimum of 6 years of credit control, credit administration experience
Knowledge
Financial accounting
Credit analysis and risk assessment
Good knowledge of the country’s economy and market dynamics
Good knowledge of bank policies and procedures
Good knowledge of credit products
Skills
Good analytical skills
Excellent writing skills
Good presentation skills
Good interpersonal skills
Have a team spirit and have an excellent sense of organization
Attention to detail
Good communication skills
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